Saturday, August 1, 2015

July 2015 review

Dear readers,

here are the numbers for last month. My employer paid for my moving to Bavaria. So i got some extra income this month.





Wednesday, July 1, 2015

June 2015 review

Hello,

numbers for last month. I had way too much expenses for my moving from Berlin to Bavaria.
Paid half of my new kitchen in june. the other 50% i will pay when it is delivered.

Monday, June 1, 2015

May 2015 review

Dear readers,

the numbers for last month. I moved from Berlin to Nuremberg. So i had some additional expenses called "everything else". For June and July i plan to buy some new furniture for my (rented) new flat in Nuremberg. I didn't buy any ETFs last month.


Friday, May 1, 2015

April 2015 review

Dear readers,

the numbers for last month. I had to stay for the last 3 weeks at home, because my current boss couldn't find a 3 week project for me while i was waiting to begin my last project for that company on monday. I used that time to renovate my flat, which i will leave in june, because i got the new job in bavaria. Staying at home for 3 weeks lead to a very good savings rate and many hours of nordic walking in Berlin.


 

Friday, April 10, 2015

New job

Dear readers,

i signed my new employment contract, and will start my new job on July, 01. I will earn 2299,92 € per month after taxes, which is a 41% raise, if i divide my last years income from paychecks by 12. I will have to work 39 hours/week instead of 40 hours/week. I will get 30 days paid leave / year compared to 24 days / year at the moment. I will be a government employee, which means a very secure job with raising salary every other year (~2% if i look at last two decades).

I don't plan any investments at the moment, because i have to pay for the moving from Berlin to Nuremberg. I already signed a rental agreement for a nice 750 square feet flat on top (5th) floor which means some additional sports. I will spend some money on new furniture in june and july.

Have a nice day.

Thursday, April 2, 2015

March 2015 review

Dear readers,

i got a job offering, where i get paid more and have less to travel. Probably i will the take the offering. The only drawback is that i have to leave Berlin and move to Bavaria, where i probably have to pay more for my rent.

The numbers from last month:







Sunday, March 1, 2015

Sunday, February 1, 2015

Sunday, January 4, 2015

Goals for 2015

Dear readers,

here are my goals for 2015:
  • Saving rate of 55%
  • Write every month atleast one job application. To learn from the job interviews and get a better paid job or get an equally paid job with less traveling included. (signed a new job contract. I will start there on July 01, 2015)
  • Keep doing sports, 3 hours / week. Nordic Walking and/or Swimming

Saturday, January 3, 2015

Review of 2014

Dear readers,

a lot happend last year. I finished two certifications that help to raise my monthly salary to ~3300€ before taxes and stuff like health insurance etc. I read many blogs about financal freedom, dividend growth investment, healthy living and soccer. My savings rate for 2014 is at 52,33%, which is great for a guy like me, who was used to spend all the money that got in his pockets. I hope this part of me is gone forever.

Here are the numbers of the last year. The best part are the 497,26€ that fell from the dividend sky.

Thursday, January 1, 2015

December 2014 review

Dear readers,

my numbers for the last month of the year. I like my monthly income now. My savings rate is close to 70%, because i'm not used to spend that much money :)

Monday, December 1, 2014

Saturday, November 1, 2014

October 2014 review

Dear readers,

in the last 2 years i studied alot in my freetime. Last month i managed to get another Microsoft certification "MCSD: Windows store apps using C#". I had a talk with my employer and i will get a raise in my monthly paycheck from december on.

My monthly numbers are as follows:

Wednesday, October 1, 2014

Monday, September 1, 2014

August 2014 review

Dear readers,

i can call myself a "MCSE: Data platform" now. I think this will help to raise my monthly paycheck.

Friday, August 1, 2014

Sunday, June 1, 2014

May 2014 review

Dear readers,

here are my expenses and income from last month:


Thursday, May 1, 2014

Tuesday, April 1, 2014

March 2014 review

Dear Readers,

i'm happy to announce that i made it through the exam (Microsoft 70-464). Just one more and i can call myself a "MCSE: Data Platform".

My monthly numbers:













My savings rate is above 50%. I like.