November 2014 review

Dear readers,

here i present you the numbers of last month:

October 2014 review

Dear readers,

in the last 2 years i studied alot in my freetime. Last month i managed to get another Microsoft certification "MCSD: Windows store apps using C#". I had a talk with my employer and i will get a raise in my monthly paycheck from december on.

My monthly numbers are as follows:

September 2014 review

Dear readers,

my numbers for september:

August 2014 review

Dear readers,

i can call myself a "MCSE: Data platform" now. I think this will help to raise my monthly paycheck.

July 2014 review

Dear Readers,

the numbers of last month:

June 2014 review

Dear readers,

my numbers for june.

May 2014 review

Dear readers,

here are my expenses and income from last month:

April 2014 review

Dear readers,

my numbers from last month:

March 2014 review

Dear Readers,

i'm happy to announce that i made it through the exam (Microsoft 70-464). Just one more and i can call myself a "MCSE: Data Platform".

My monthly numbers:

My savings rate is above 50%. I like.

February 2014 review

Dear Readers,
 
just my monthly numbers. I like my savings rate :)

I wasn't able to get the actual value of A1T8FV.

I'm quite busy preparing for another certification exam (Microsoft 70-464: Developing Microsoft SQL Server Databases). I plan to take the exam this month.

January 2014 review

In the beginning of the new year i made 2 purchases:

• Vanguard FTSEAll-World High Div. Yield (80)
• SPDR S&P Global Dividend Aristocrats UCITS ETF (143)

In the following image you can see my current portfolio, my income, expenses and my savings rate.

Welcome to Dividend Puppy

Hi there, thanks for taking a look at my blog. I hope you find something of interest. The main theme for the blog will be financial freedom. Until lately i was a guy who somehow managed to spend all the money that came in. I decided to reduce my expenses and creating a whole new challenge. Being able to live from passive income someday.

I started in december 2012 with the purchase of two ETF

• db x-trackers STOXX Global Select Dividend 100 UCITS ETF 1D

          I bought 150 of this one.

• iShares $ Corporate Bond UCITS ETF 

          I bought 40 of that one.

We all make choices. My choice is to shop less, spend less, have less and to a degree, do less to save money to invest it, and live from dividends.

That's not for everyone and that's fine.

Some people choose to spend their money on holidays, electronic gadgets, bar visits. Some people choose to complain that at the end of the money still some month is left. That's also fine.

My long term plan is to be financially free.
My mid term plan is to raise my salary by getting certified in the field i'm working.


Please join me on my journey, I am going to record my expenses, income and investments.


- Dividend Puppy